If you're an international student studying in Germany, you may need a health insurance, depending on your home country.
No German health insurance is needed if
You can join BERGISCHE KRANKENKASSE students’ insurance if
As a compulsorily insured student, you pay a standard contribution for your student health insurance. The amount depends on whether or not you have children aged under 25 years, and includes our specific supplementary contribution rate.
Student insurance normally ends on your 30th birthday. It can only be continued beyond that age under certain conditions. In all other cases, you must pay the regular contributions for voluntary insurance. The amount depends on your income. A legally prescribed minimum contribution applies to all insured persons without their own income.
If you get sick, you’re reliant on good medical care. Basic medical care is required by law in Germany. All statutory health insurance providers are required to provide the same level of care. Medical care is billed via the insurance card. Voluntary statutory benefits, on the other hand, can be arranged by the health insurance funds themselves. That’s exactly what BERGISCHE Health Insurance has done – and the result is benefits that suit your lifestyle perfectly. As well as the best bonus programme in Germany (as confirmed by our Focus Money test rating).
It goes without saying that your family also deserves the very best of medical care. There is free family insurance for this.
